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HCR

HOME CONDITION REPORT (HCR)

Government research indicates that almost 30 percent of transactions fail between offer acceptance and exchange of contracts and that in over 40 percent of these cases this is due to survey related problems. That is why the Government wishes to include a Home Condition Report (HCR) in the Home Information Pack.

The Home Condition Report is designed to be an objective report on the condition of the property that can be relied upon by buyers, sellers and mortgage lenders. It will be written in Plain English in a standard format and will describe the general condition of the property taking account of its age, character and location; how energy efficient it is; and any defects or other matters requiring attention.

The Home Condition Report is designed to be a 'mid-range' survey, similar to the current Homebuyer Survey and Valuation - not as detailed as a Building Survey (sometimes known as a 'full structural survey') but a lot more extensive than a mortgage lender's valuation inspection.

WHAT THIS REPORT TELLS YOU

About the construction and condition of the home on the date it was inspected; and

Whether more enquiries or investigations are needed.

The report's main aim is to tell you about any defects that need urgent attention or are serious.  It also tells you about things that need further investigation to prevent damage to the structure of the building.

IMPORTANT NOTE

The inspection is ‘non-invasive’. This means that the Home Inspector does not take up carpets, floor coverings or floorboards, move furniture or remove the contents of cupboards. Also, the Home Inspector does not remove secured panels or undo electrical fittings.

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WHAT THIS REPORT DOES NOT TELL YOU

This report does not tell you the value of your home or cover things that will be considered when a valuation is provided, such as the area the home is in or the availability of public transport or facilities.

It does not tell you about any minor defects that would not normally have any effect on a buyer’s decision to buy.

The report does not give advice on the cost of any repair work or the types of repair which should be used.

The report is not an asbestos inspection under the Control of Asbestos at Work Regulations 2002.

If you need advice on subjects that are not covered by the Home Condition Report, you must arrange for it to be provided separately.

WHAT IS INSPECTED
            

The Home Inspector inspects the inside and outside of the main building and all permanent outbuildings, and the parts of the gas, electricity and water and drainage services that can be seen.

The report also contains an energy performance certificate that tells you about the energy and environmental performance of the home, and suggests any improvements that you can make.

The report gives 'condition ratings' to the major parts of the main building (it does not give condition ratings to outbuildings). The report does not mention minor defects that do not need building work to put them right.

The Home Condition of the property on the date it was inspected. 

 

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